gumnut

See every bill before it lands.

Gumnut connects to your banks, plans your month and warns you early. For one person or a household.

Start freeI have a code
Gumnut Home: household savings with set aside and free, owed, the buffer shortfall, the next three weeks
Home insurance $2,480 due 14 Nov, 81% saved so far

Big bills, 30 days early

Budget left this month $1,120, three days left

What’s left, not your balance

Cards heading to $0 by June 2027, observed against your target

Watch debt go down

Recurring: week, fortnight, month, quarter, year; in $9,010, out $9,803, net -$793

Your spreadsheet, kept for you

Every recurring payment, in and out, by week, fortnight, month, quarter or year.

How it works

Connect your banksThrough the Consumer Data Right, at your bank’s own login. Never a password, never moves money.
Gumnut learns your monthOr import your spreadsheet.
You get warned, not surprisedThe Inbox, one-tap fixes, and you approve every change.
Inbox: Car deposit is behind, Granny flat rent is late, Hardware store not in the plan

Household

Each account is Shared or Totals only, your choice, per account.

Share with the household? Shared, Jordan sees balances and transactions to 2 Feb 2027; or Totals only

Pricing

Free$0 Import a spreadsheetThe plan and the InboxNo bank feeds
Gumnut$19.99 a month5 bank connectionsA household30 days free, cancel any time
Have a referral code? 60 days free.

Running a small invite-only pilot? Ask us.

Questions

Can Gumnut move my money?

No, and it never will. It plans a transfer and reminds you with the amount; you make it in your bank.

How does it get my transactions?

Through the Consumer Data Right, with a consent you give at your bank and can withdraw any time. Gumnut never holds a bank login.

Is the tax estimate advice?

No. It is general information from your own numbers and the published rates, labelled an estimate; your accountant still lodges.

What does my partner see?

The plan you both enter. Each account is Shared or Totals only, your choice, and Shared ends with your bank consent unless you renew it.

Does the free trial need a card?

No.

Can I use it alone?

Yes, in personal mode.

Pilot

Twenty Australian households run Gumnut with us before the store release; tell us about yours.